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The original item was published from 6/23/2021 2:03:22 PM to 6/24/2023 12:00:01 AM.

News Flash

City of Homestead News

Posted on: June 24, 2021

[ARCHIVED] Homestead Community Redevelopment Agency Opens First Time Homebuyer Program

HCRA 1st Time Homebuyer Program

The Homestead Community Redevelopment Agency (HCRA) First Time Homebuyer Program is now open.  Eligible first-time buyers can receive down payment and/or closing cost assistance of up to $10,000 and current residents of the Community Redevelopment Area (CRA) may receive up to $15,000.

“We’re hoping residents will take advantage of this program to help achieve the dream of homeownership,” said HCRA Director Kametra Driver.  “A driving force behind revitalizing a community is homeownership because it generates wealth-building opportunities that provide a pathway out of poverty, increase education attainment and job security, and improve health and well-being.”

Buyer Eligibility Requirements

  • First-time home buyers who have not owned a home in the past three years
  • Income at or below 120% Average Median Income (AMI)
  • Provide 1% of property sales price
  • Must be pre-approved by a mortgage lender

Property Eligibility Requirements

  • New or existing single-family home or townhouse
  • Must be located within the CRA boundaries
  • Must be applicant’s primary residence
  • Must be owner-occupied for 10-year period after closing

Interested buyers should contact the HCRA at cragrants@cityofhomestead.com or 305-224-4480. 

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